How will our financial advice benefit you?

a door with a sign on it
a door with a sign on it

Financial advice is crucial at every stage of life, from budgeting and day-to-day spending to setting savings goals and achieving long-term financial freedom. The quality of advice you receive can significantly impact your financial success.

At Azuma Finance, we are committed to providing you with the best possible advice to ensure the best possible outcomes. While it’s common for Kiwi's to refer to financial advisers as "brokers," it's important to understand that we don't handle the money exchange. Instead, we act as partners with banks and lenders, as though we were their employees. We offer expert guidance on the lending options that are most relevant and beneficial for you.

Our primary focus is on mortgage applications, particularly for first-time homebuyers. We understand the unique benefits of purchasing your first home, and we encourage you to consult with an adviser before making this important commitment. In addition to mortgages, we also advise on car loans, business loans, and personal loans.

Due to our frequent communication with banks, we often have the latest information on the best interest rates and cashback offers. Contact an Azuma Finance adviser today to ensure you’re getting the best possible deal on your mortgage and/or refix.

Your Trusted Financial Partner
Helping You Build Wealth
Our Expertise
man using MacBook
man using MacBook

Building your Wealth

Navigating the complexities of the mortgage market can be daunting, but that’s where our expertise comes in. At Azuma Finance, we pride ourselves on providing personalized, expert guidance tailored to your unique financial situation. Here’s how our expertise benefits you:

  1. Comprehensive Market Knowledge
    With years of experience in the New Zealand mortgage market, we have an in-depth understanding of the various products, lenders, and options available. This knowledge allows us to match you with the mortgage that best suits your needs, whether you're a first-time homebuyer, looking to refinance, or investing in property.

  2. Tailored Advice
    We take the time to understand your financial goals, lifestyle, and future plans. By considering all these factors, we can offer tailored advice that ensures you get the most suitable mortgage terms and conditions. Our goal is to make your mortgage work for you, not the other way around.

  3. Simplifying the Process
    The mortgage process can be overwhelming, but our expertise simplifies it for you. We handle the paperwork, negotiations, and follow-ups with lenders, making the entire process as smooth and stress-free as possible. You can focus on finding your dream home while we take care of the rest.

  4. Unbiased Recommendations
    As independent mortgage advisors, we work for you—not the banks. This means our recommendations are always in your best interest. We compare a wide range of mortgage products from various lenders to ensure you get the best possible deal.

  5. Ongoing Support
    Our relationship doesn’t end once your mortgage is secured. We continue to provide support, whether it’s advising on refinancing options, helping you adjust to changes in interest rates, or assisting with any queries that arise over the life of your mortgage.

  6. Saving You Time and Money
    By leveraging our expertise, you can save both time and money. We know where to look for the best rates and how to negotiate favorable terms, ensuring you don’t pay more than you have to.

At Azuma Finance, your financial well-being is our top priority. Let our expertise guide you to the best mortgage solution, giving you peace of mind and confidence in your financial decisions

grayscale photo of sofa chair near window
grayscale photo of sofa chair near window
Family Wealth

Building family wealth requires smart financial decisions, and as your mortgage advisor, we're here to guide you every step of the way.

  1. Strategic Property Investments
    We help you identify and secure property investments that align with your financial goals, whether it's your first home or expanding your portfolio.

  2. Maximizing Home Equity
    We assist in leveraging your home’s equity for further investments or renovations that increase property value, turning your home into a key asset in wealth building.

  3. Refinancing for Savings
    By monitoring the market, we identify refinancing opportunities that can lower your interest rates and monthly payments, freeing up funds to reinvest in your future.

  4. Tax-Efficient Planning
    We work with you to structure your mortgage in a tax-efficient way, helping you keep more of your earnings and grow your wealth faster.

  5. Generational Wealth Transfer
    We help you plan for the smooth transfer of property wealth to future generations, minimizing tax burdens and preserving your family’s legacy.

  6. Integrated Financial Strategy
    Our advice goes beyond mortgages, ensuring your mortgage aligns with your broader financial goals, including retirement and estate planning.

At Azuma Finance, we’re committed to helping you build and protect your family’s wealth through expert mortgage advice and strategic planning.

babys hand on human palm
babys hand on human palm
Home Buying

Buying a home is one of the most significant financial decisions you'll make, and having a mortgage advisor by your side can make all the difference. Here’s why:

  1. Expert Guidance
    We provide expert advice tailored to your financial situation, helping you navigate the complexities of the mortgage market with confidence.

  2. Access to More Options
    We have access to a wide range of lenders and mortgage products, ensuring you get the best possible deal that suits your needs.

  3. Time and Stress Savings
    From comparing rates to handling paperwork, we manage the entire process, saving you time and reducing the stress involved in securing a mortgage.

  4. Negotiating Power
    With our industry knowledge and experience, we negotiate with lenders on your behalf, often securing better terms than you could on your own.

  5. Unbiased Advice
    As independent advisors, we work for you—not the banks—ensuring that our recommendations are always in your best interest.

  6. Ongoing Support
    Our support doesn’t end at settlement. We’re here to help with any questions or adjustments needed throughout the life of your mortgage.

At Azuma Finance, we’re dedicated to making your home-buying journey as smooth and beneficial as possible, guiding you to the best mortgage solution for your future.